ANALISIS IMPLEMENTASI PEMBIAYAAN MITRA USAHA PENDAPATAN DALAM MENINGKATKAN USAHA ANGGOTA

Abstrak

The majority of business units in Indonesia are dominated by the MSME sector. MSMEs have a role quite large in terms of labor absorption. Even though they have a big role, MSMEs still have obstacles. One of the obstacles is limited access to capital in business. One solution to overcome the problem of access to capital is through mudharabah financing as productive business financing. Wrong The emergence of sharia financial institutions which basically aims to improve the welfare of members, so that with the existence of financing products, especially mudharabah or rescheduling financing provided to the community, it is hoped that it can facilitate the community's economy and can generate motivation and entrepreneurship which can ultimately increase their income. In this research, the author chose the type of field research, namely research that "focuses attention on a case intensively and in detail regarding the background of the current situation at issue." The analysis results show that the implementation of rescheduling is in accordance with the Financial Services Authority Regulations and applicable Standard Operating Procedures. The rescheduling implementation that was carried out did not always succeed in smoothing back installment payments that had previously experienced delays. This is due to the emergence of obstacles that have the potential to make the implementation of rescheduling less than optimal