ANALISIS IMPLEMENTASI PEMBIAYAAN MITRA USAHA DALAM MENINGKATKAN PENDAPATAN USAHA ANGGOTA (STUDY KASUS PADA KOPERASI SYARIAH SEHATI BANDAR LAMPUNG TAHUN 2024/2025)
Keywords:
Qardhul Hasan Financing, Cooperative Members EconomyAbstract
This study aims to analyze the role of qardhul hasan financing in improving the economy of members of the Surya Muhammadiyah Cooperative in Pematang Kolim Village. Sharia financial institutions are financial institutions that are not only oriented towards commercial profit (tijarah). This institution is also socially oriented by providing charitable funds (tabarru'). The Surya Muhammadiyah Cooperative in Pematang Kolim Village provides alternative financing to people who need funds with qardhul hasan financing. Qardhul hasan financing is very helpful for lower-middle class people who need fast funds. The problem in this study is how to implement qardhul hasan financing at the Surya Muhammadiyah Cooperative in Pematang Kolim Village and how is the role of qardhul hasan financing in improving the economy of members. This study uses a qualitative approach with data triangulation methods, involving in-depth interviews, observations, and document analysis. Furthermore, the data will be analyzed including three components, namely data reduction, data presentation, and drawing conclusions. Based on the results of the study, it can be concluded that first, the implementation of qardhul hasan financing at the Surya Muhammadiyah Cooperative in Pematang Kolim Village is applied in providing loans for business, education, and health. Second, qardhul hasan financing.
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