Analisis implementasi pembiayaan mitra usaha dalam meningkatkan pendapatan usaha anggota (study kasus pada koperasi syariah sehati bandar Lampung tahun 2024-2025)

Authors

  • JUPRI IRWANTO Universitas Islam An Nur Lampung
  • Lutfi Heri Rahmawan, M.E
  • Estele elora Akbar.M.E

Keywords:

Keywords: sharia cooperative, partner financing, members' income, case study,

Abstract

Abstract
Sharia cooperatives play a crucial role in community economic development, particularly in enhancing members' income through partner financing. This research aims to analyze the implementation of partner financing at Sehati Sharia Cooperative in Lampung and its impact on members' income. The method employed is a case study with both qualitative and quantitative approaches. Data were collected through interviews, surveys, and direct observations in the field. The findings indicate that the partner financing provided by the cooperative has successfully increased the average income of its members by 30% in the period of 2024-2025. This financing not only provides business capital but also effective training and mentoring. This research is expected to serve as a reference for other sharia cooperatives in implementing similar financing programs.

References

Referensi

Becker, T., & Tschirley, D. (2020). Syariah Finance and Economic Development. Journal of Islamic Finance, 9(2), 45-60.

Muda, I., et al. (2021). The Role of Cooperative Finance in Supporting SMEs. Journal of Small Business Management, 59(3), 557-568.

Nurdiana, S., et al. (2022). Empowering Micro Enterprises through Cooperative Financing. International Journal of Economics and Finance Studies, 14(2), 89-102.

Rahman, A. (2021). Impact of Islamic Microfinance on Business Growth. Journal of Islamic Economics, 15(1), 113-127.

Santosa, B., & Wijayanti, R. (2020). Financing Models for Small and Medium Enterprises in Islamic Cooperatives. Journal of Business Research, 112, 213-220.6. Fitriani, N. (2021). The Importance of Financial Literacy in Cooperative Entrepreneurship. Journal of Financial Education, 17(4), 456-472. Bank Indonesia. (2022). Report on Micro and Small Enterprises in Lampung.

Badan Pusat Statistik. (2023). Statistical Yearbook of Lampung Province.

World Bank. (2023). Cooperatives and Economic Empowerment in Developing Economies.

Referensi:

ementerian Koperasi dan UKM. (2023). Laporan Tahunan Koperasi Syariah Indonesia.

Badan Pusat Statistik. (2024). Statistik Koperasi dan UKM di Indonesia.

Rizqon, M. A., et al. (2024). Dampak Pendidikan Finansial Terhadap Kinerja Usaha Anggota Koperasi. Jurnal Ekonomi dan Manajemen.

Sugiyono. (2023). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.

Creswell, J. W. (2024). Research Design: Qualitative, Quantitative, and Mixed Methods Approaches. Sage Publications.

Sekaran, U., & Bougie, R. (2019). Research Methods for Business: A Skill-Building Approach. Wiley.

Downloads

Published

2025-04-28

How to Cite

JUPRI IRWANTO, Lutfi Heri Rahmawan, M.E, & Estele elora Akbar.M.E. (2025). Analisis implementasi pembiayaan mitra usaha dalam meningkatkan pendapatan usaha anggota (study kasus pada koperasi syariah sehati bandar Lampung tahun 2024-2025). ATTAMYIS: Jurnal Ekonomi Syariah, 2(1), 47–56. Retrieved from http://journal.an-nur.ac.id/index.php/jes/article/view/3908

Issue

Vol. 2 No. 1 (2025): April

Section

Articles

License

Copyright (c) 2025 JUPRI IRWANTO, Lutfi Heri Rahmawan, M.E, Estele elora Akbar.M.E

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

ATTAMYIS: Jurnal Ekonomi Syariah diterbitkan berdasarkan ketentuan Creative Commons Attribution-ShareAlike 4.0 International License. 

Most read articles by the same author(s)

Obs.: This plugin requires at least one statistics/report plugin to be enabled. If your statistics plugins provide more than one metric then please also select a main metric on the admin's site settings page and/or on the journal manager's settings pages.