KONDISI EKONOMI SYARIAH DI INDONESIA PASCA MERGERNYA BANK SYARIAH BUMN

Abstract

Indonesia has the largest Muslim population in the world. With
this amount, of course, it should be a capital for economic
strength. However, as of November 2020, data released by
the Financial Services Authority put the Islamic banking market
share at 6.33%. Efforts to merge the three state-owned Sharia
banks into Indonesian Sharia Banks are expected to increase the
penetration of the sharia economy in Indonesia, which is still far
behind when compared to conventional domestic economic
movements and Islamic financial transactions in other countries.
This research will describe the extent of the sharia economic
conditions in Indonesia after the merger of state-owned sharia
banks into BSI. This study uses a qualitative method with a type
of literature review research which is obtained from various
authentic sources such as books, articles, journals and trusted
websites. There was a 2.7% increase in the market share of
Islamic banks after the merger. This increase when compared to
the existing potential and the market is still very small. However,
it is hoped that this impact will continue to increase over time,
especially as capital support for various financial sectors and the
halal industry in the country